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California Home Loan Specialists

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    • Mission Core Values
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  • Mortgage 101
    • Application Checklist
    • Loan Process
    • Refinance
    • Mortgage Rate Options
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    • Home
    • About US
      • Mission Core Values
      • Leadership Team
    • Mortgage 101
      • Application Checklist
      • Loan Process
      • Refinance
      • Mortgage Rate Options
    • Loan Programs
    • BUY VS. RENT
    • Contact

Call Us Anytime (949)525-2747

California Home Loan Specialists

California Home Loan SpecialistsCalifornia Home Loan SpecialistsCalifornia Home Loan Specialists

Signed in as:

filler@godaddy.com

  • Home
  • About US
    • Mission Core Values
    • Leadership Team
  • Mortgage 101
    • Application Checklist
    • Loan Process
    • Refinance
    • Mortgage Rate Options
  • Loan Programs
  • BUY VS. RENT
  • Contact

Account


  • Bookings
  • My Account
  • Sign out


  • Sign In
  • Bookings
  • My Account

MORTGAGE 101 - APPLICATION CHECKLIST

 Getting pre-approved—or applying for a mortgage—doesn’t have to be overwhelming, especially when you're prepared. This checklist outlines the key information and documents you’ll need to help make the process quicker and more efficient.


Having everything in place from the start can help avoid delays and keep things moving smoothly.


At the end of the day, preparation leads to confidence—and we’re here to support you every step of the way.

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Application checklist: How Should I prepare?

Personal Information

Personal Information

Personal Information

  • Government-issued photo ID (driver’s license or passport)
  • Social Security Number
  • Current address history (last 2 years)

Asset Documentation

Personal Information

Personal Information

  •  Bank statements (last 2 months)
  • Retirement account statements (401(k), IRA)
  • Investment account summaries

Income Verification

Personal Information

Income Verification

  • Recent pay stubs (last 30 days)
  • W-2s (last 2 years)
  • Tax returns (especially if self-employed)
  • Proof of additional income (bonuses, alimony, etc.)

Debts & Obligations

Property Details (if applicable)

Income Verification

  • List of monthly debts (student loans, auto loans, credit cards)
  • Child support or alimony documentation (if applicable)

Property Details (if applicable)

Property Details (if applicable)

Property Details (if applicable)

  • Purchase agreement (if already under contract)
  • Contact info for your realtor


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