What is a Refinance?
A refinance replaces your current mortgage with a new one—often to secure a better rate, adjust your loan terms, or tap into your home’s equity. There are several refinance options available, and we’ll help you choose the one that best fits your financial goals.
What are the Typical Costs of Refinancing?
It is our goal at California Home Loan Specialists to offer all of our financing options at wholesale rates and No-Cost directly to our borrowers. We will take the time to explain how we make money from the wholesale banks we use, not your hard earned equity. We will continue to keep a close eye on the market for you after your loan is complete. When rates drop in the future, you get another No-Cost loan to lower your payments even further. Please call with any questions about this No-cost option.
What we can do for you?
We can refinance your mortgage rate with no out-of-pocket cost to you.